It really adds up!

I haven’t done the math, but we have saved a lot.

1. For the many years that Heather and I have been married, she has cut my hair. I’ve probably only paid a barber three times.

Admittedly, I am blessed to be married to such a talented woman. Not everyone has a partner who can cut their hair.

2. I’m old enough that I like to send greeting cards to people for birthdays, weddings, anniversaries, memorials, illnesses or just to say thanks.

For most of my adult life, I have made my own greeting cards. I “publish” them (one-offs, all) under the brand “Paulmark.”

These days, a basic greeting card costs between $5 and $10. That adds up!

Each time one of our kids graduated from high school, that meant coming up with five or ten cards. Three kids… you do the math.

My point is not that you or your partner should learn to cut hair or that you should design your own greeting cards – but rather that you can come up with a small idea to save money – and do it over and over and over.

You can give the money you save away… think of someone in your life who could use a little boost!